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Empower Your Financial Future with Apex Wealth

Experience expert accounting services for efficient business and money management.

Our Services

Small Business & Personal Tax

Efficient financial record-keeping and management for small businesses.

Learn More

Limited Company Services

Simplified limited company accounting and compliance solutions.

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Coaching and Consulting

Strategic business guidance and coaching for financial success.

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Our Unique Value

Discover what sets Apex Wealth apart in our industry

Expertise

Seasoned professionals offering expert accounting advice and solutions.

Commitment

Dedicated to excellence and client success in every engagement.

Human Approach

We prioritize relationships and personalized service for every client.

Trust & Security

Complete confidentiality and security in all your financial matters.

What Our Clients Say

"Managing a bakery is demanding, but Apex Wealth makes the financial side much simpler. The team is knowledgeable, reliable, and always available when we need support."
Bethel's Bakery

Bethel's Bakery

"Apex takes care of everything from our accounting to HMRC letters. We never feel lost, we always have someone to resolve things."
Kings Motorbikes

Kings Motorbikes

"Since we started working with Apex, our finances have always been organised and under control. An essential partnership for our business."
Martins Congelados

Martins Congelados

"Apex takes care of all ADUK’s accounting with dedication and responsibility, providing greater peace of mind for the church and allowing its leadership to focus on its mission without concerns about accounting and administrative burdens."
ADUK Church

ADUK Church

"Finding a truly trustworthy accountant is rare. Over the years, I’ve handed him both simple tasks and complex challenges and every time received professionalism, expertise, and real solutions. He stays hands-on throughout the process and is always available when needed. His team is equally excellent. This is the honest experience of someone who has entrusted them with major responsibilities and always received outstanding work."
Oscar Goulart

Oscar Goulart

Universal Credit

"I can’t find words to thank you for the care and dedication shown to my whole family. A serious, committed company that truly goes above and beyond for their clients. I recommend them whenever someone needs their services!"
Sidnei

Sidnei

Coaching and Consulting

"Managing a bakery is demanding, but Apex Wealth makes the financial side much simpler. The team is knowledgeable, reliable, and always available when we need support."
Bethel's Bakery

Bethel's Bakery

"Apex takes care of everything from our accounting to HMRC letters. We never feel lost, we always have someone to resolve things."
Kings Motorbikes

Kings Motorbikes

"Since we started working with Apex, our finances have always been organised and under control. An essential partnership for our business."
Martins Congelados

Martins Congelados

"Apex takes care of all ADUK’s accounting with dedication and responsibility, providing greater peace of mind for the church and allowing its leadership to focus on its mission without concerns about accounting and administrative burdens."
ADUK Church

ADUK Church

"Finding a truly trustworthy accountant is rare. Over the years, I’ve handed him both simple tasks and complex challenges and every time received professionalism, expertise, and real solutions. He stays hands-on throughout the process and is always available when needed. His team is equally excellent. This is the honest experience of someone who has entrusted them with major responsibilities and always received outstanding work."
Oscar Goulart

Oscar Goulart

Universal Credit

"I can’t find words to thank you for the care and dedication shown to my whole family. A serious, committed company that truly goes above and beyond for their clients. I recommend them whenever someone needs their services!"
Sidnei

Sidnei

Coaching and Consulting

About Apex Wealth

Discover our commitment to financial excellence and client success.

Our Story

Apex Wealth was founded with a clear purpose: to make managing your finances simpler and more meaningful.

We believe in transparency, trust, and building genuine relationships with every individual and business we serve. Our role goes beyond compliance and accounting — we walk alongside our clients, providing clarity, guidance, and confidence at every stage of their journey.

At Apex Wealth, numbers are never just figures. They represent people's goals, stories, and futures, and we treat them with the care and respect they deserve.

What truly sets us apart is our human approach. Every client is supported by a dedicated team who is always available to listen, advise, and act. We ensure you are never left alone in the process, because we believe that true financial success can only be achieved when the human touch remains at the heart of everything we do.

Our Values

Expertise

Seasoned professionals offering expert accounting advice and solutions.

Commitment

Dedicated to excellence and client success in every engagement.

Human Approach

We prioritize relationships and personalized service for every client.

Trust & Security

Complete confidentiality and security in all your financial matters.

Our Services

Comprehensive financial solutions for individuals and businesses.

Expert Accounting Services

Small Business & Personal Tax

Our experienced team provide peace of mind by dealing with your small business finances.

Learn More

Limited Company Services

Simplified limited company accounting and compliance for businesses of all sizes.

Learn More

Coaching and Consulting

Our specialists help you plan for a secure financial future with tailored solutions.

Learn More

Ready to Transform Your Financial Future?

Contact us today to explore our tailored solutions for your individual or business needs.

Get Started

Small Business & Personal Tax

Efficient financial record-keeping for your growing business.

Our Small Business Service Provides Peace of Mind

Explore the range of services we offer to make managing your business easier, allowing you to focus on what matters... Your business growth!

Discover Our Expertise

We offer a range of exceptional services designed to help manage your business. We take the hassle out of bookkeeping, accounting and tax to free up your time to focus on running and growing your business.

No two businesses are the same so we are here to support you with our team of accountants and finance professionals. Working with you to figure out the right solution to maximize the return on your investment and time in your business.

Use our state of the art cloud based accounting software package to manage your bookkeeping and accounting needs. Knowing we are here to support and guide you at every step.

Let's Explore a Brighter Future Together!

Our Small Business & Personal Tax Plans

Starter Accounting Support

£40/Month

Designed for self-employed individuals who need essential support to stay compliant.

  • Access to cloud-based accounting software for Making Tax Digital (MTD)
  • Annual self assessment tax return submission as your tax agent
  • Easy AI-assisted invoice generation
  • Simple expense recording
  • Telephone & email support
Get Started

Complete Accounting Support

£100/Month

Full-service package for businesses, including Universal Credit support.

  • Everything in Professional, plus:
  • Payroll processing
  • Quarterly financial review
  • Monthly Universal Credit assistance (if needed)
Get Started

Limited Company Services

Simplified limited company accounting for your business.

Find the Perfect Fit for Your Budget

Choose from our range of flexible pricing options that cater to your specific needs.

Standard

£120/month
  • Access to cloud accounting software for Making Tax Digital (MTD)
  • We act as your agent with HMRC
  • We deal with Companies House
  • Annual accounts preparation and tax return submission
  • Annual confirmation statement filing
Get Started

Platinum

£200/month
  • Everything in Gold, plus:
  • Full payroll functionality
  • VAT registration
  • Quarterly VAT return submission
Get Started

How It Works

As an Apex Wealth limited company client we set you up for success

1

Consultation

We discuss your limited company needs, whether you need help setting up a new one or already have one.

2

On-boarding

We set your company up on our system and make the necessary registrations with HMRC and Companies House.

3

Business as usual

Use our cloud-based accounting software to enter and manage your invoices and expenses. Stay on top of your business.

4

Reporting

Companies House and HMRC filings are undertaken throughout the year as agreed.

Coaching and Consulting

Strategic business guidance and coaching for your financial success.

Achieve Your Goals with Our Expert Guidance

We provide comprehensive solutions and support to help you reach new heights in your personal and business finances.

Financial Coaching

We provide personalised coaching to help you achieve your personal and business financial goals.

  • Personal financial goal setting
  • Budgeting and cash flow management
  • Debt reduction strategies
  • Investment guidance
  • Retirement planning

Business Consulting

Our specialists help you plan for a secure financial future with tailored solutions.

  • Business financial planning
  • Growth strategy development
  • Profitability analysis
  • Tax optimization strategies
  • Succession planning

Detailed Discovery Call

£55

Connect with us to discuss your situation and questions

  • Overview of your financial situation
  • Options for your next steps
Book a Meeting

Ready to Transform Your Financial Future?

Contact us today to explore our tailored coaching and consulting solutions.

Get Started
Back to Blog

Making Tax Digital (MTD): What UK Businesses Need to Know Making Tax Digital (MTD): O Que as Empresas no Reino Unido Precisam Saber Making Tax Digital (MTD): Cosa Devono Sapere le Aziende del Regno Unito Making Tax Digital (MTD): Lo Que Deben Saber las Empresas del Reino Unido

Making Tax Digital (MTD) is one of the biggest changes to the UK tax system in recent years.

From April 2028, sole traders and landlords with qualifying income over £20,000 in the 2026–27 tax year will be required to use Making Tax Digital for Income Tax.

This means taxpayers will no longer rely solely on an annual Self Assessment tax return. Instead, they will need to keep digital records and submit updates to HMRC using compatible software.

The government says the aim is to reduce errors and improve the accuracy of tax reporting. However, for many small business owners, this will require significant changes to the way they currently manage their finances.

Business owners should begin preparing early by reviewing their record-keeping processes and considering which accounting software best suits their needs.

Understanding the new requirements now can help avoid last-minute stress and ensure a smooth transition when the rules come into effect.


Source: HMRC

Need Help Preparing for Making Tax Digital?

Whether you're a sole trader, landlord, or limited company director, keeping up with HMRC requirements can be challenging.

At Apex Wealth, our qualified accountants are here to help. We support small businesses across the UK with bookkeeping, tax returns, business accounts, and HMRC compliance.

You don't have to navigate tax changes alone. With Apex Wealth, you can focus on growing your business knowing your finances are in safe hands.

O Making Tax Digital (MTD) é uma das maiores mudanças no sistema tributário do Reino Unido nos últimos anos.

A partir de abril de 2028, trabalhadores autônomos e proprietários de imóveis com renda qualificada superior a £20.000 no ano fiscal de 2026–27 serão obrigados a utilizar o Making Tax Digital para o Imposto de Renda.

Isso significa que os contribuintes não dependerão apenas da declaração anual de Self Assessment. Em vez disso, precisarão manter registros digitais e enviar atualizações à HMRC por meio de software compatível.

Segundo o governo, o objetivo é reduzir erros e aumentar a precisão das informações fiscais. No entanto, para muitos pequenos empresários, isso exigirá mudanças significativas na forma como administram suas finanças.

Os empresários devem começar a se preparar desde já, revisando seus processos de registro financeiro e avaliando quais ferramentas de contabilidade melhor atendem às suas necessidades.

Compreender as novas exigências agora pode evitar problemas futuros e garantir uma adaptação tranquila quando as regras entrarem em vigor.


Fonte: HMRC

Precisa de Ajuda para se Preparar para o Making Tax Digital?

Seja você um trabalhador autônomo, proprietário de imóveis ou diretor de uma limited company, acompanhar as exigências da HMRC pode ser um desafio.

Na Apex Wealth, nossos contadores qualificados estão prontos para ajudar. Oferecemos suporte com bookkeeping, declarações fiscais, contas empresariais e conformidade com a HMRC.

Você não precisa enfrentar essas mudanças sozinho. Com a Apex Wealth, pode concentrar-se no crescimento do seu negócio sabendo que suas finanças estão em boas mãos.

Making Tax Digital (MTD) rappresenta uno dei cambiamenti più significativi del sistema fiscale del Regno Unito degli ultimi anni.

Da aprile 2028, i lavoratori autonomi e i proprietari di immobili con un reddito qualificato superiore a £20.000 nell’anno fiscale 2026–27 dovranno utilizzare Making Tax Digital per l’Imposta sul Reddito.

Ciò significa che i contribuenti non potranno più fare affidamento esclusivamente sulla dichiarazione annuale Self Assessment. Sarà invece necessario mantenere registri digitali e inviare aggiornamenti all’HMRC tramite software compatibili.

Secondo il governo, l’obiettivo è ridurre gli errori e migliorare l’accuratezza delle dichiarazioni fiscali. Tuttavia, per molte piccole imprese, ciò comporterà cambiamenti significativi nella gestione finanziaria.

È consigliabile iniziare a prepararsi fin da ora, valutando i processi di registrazione e i software contabili più adatti alle proprie esigenze.

Comprendere in anticipo i nuovi requisiti può aiutare a evitare problemi e garantire una transizione più agevole.


Fonte: HMRC

Hai Bisogno di Aiuto con Making Tax Digital?

Che tu sia un lavoratore autonomo, un proprietario di immobili o il direttore di una società, rispettare i requisiti dell’HMRC può essere complicato.

In Apex Wealth, i nostri commercialisti qualificati sono pronti ad aiutarti con contabilità, dichiarazioni fiscali, bilanci aziendali e conformità HMRC.

Puoi concentrarti sulla crescita della tua attività sapendo che le tue finanze sono in buone mani.

Making Tax Digital (MTD) es uno de los cambios más importantes en el sistema tributario del Reino Unido en los últimos años.

A partir de abril de 2028, los trabajadores autónomos y propietarios de inmuebles con ingresos cualificados superiores a £20.000 en el año fiscal 2026–27 deberán utilizar Making Tax Digital para el Impuesto sobre la Renta.

Esto significa que los contribuyentes ya no dependerán únicamente de la declaración anual de Self Assessment. En su lugar, deberán mantener registros digitales y enviar actualizaciones a HMRC mediante software compatible.

El gobierno afirma que el objetivo es reducir errores y mejorar la precisión de la información fiscal. Sin embargo, para muchos pequeños empresarios esto supondrá cambios importantes en la forma de gestionar sus finanzas.

Los propietarios de negocios deberían comenzar a prepararse cuanto antes, revisando sus procesos contables y evaluando qué software se adapta mejor a sus necesidades.

Comprender los nuevos requisitos con antelación puede ayudar a evitar problemas y facilitar una transición más sencilla.


Fuente: HMRC

¿Necesita Ayuda para Prepararse para Making Tax Digital?

Tanto si es autónomo, propietario de inmuebles o director de una empresa limitada, mantenerse al día con los requisitos de HMRC puede resultar complicado.

En Apex Wealth, nuestros contadores cualificados están preparados para ayudarle con bookkeeping, declaraciones fiscales, cuentas empresariales y cumplimiento de HMRC.

Puede centrarse en hacer crecer su negocio con la tranquilidad de saber que sus finanzas están en buenas manos.

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We're here to help with all your financial needs. Reach out to us through any of the channels below.

Phone

+44 (0) 7565 881038

Email

info@apexwealth.uk

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM

Saturday: 10:00 AM - 2:00 PM

Client Area

Access your exclusive resources and manage your account.

Privacy Policy

How we collect, use and protect your personal information.

Introduction

Apex Wealth ("we", "our", "us") is committed to protecting and respecting your privacy. This policy explains how we collect, use, and safeguard your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Information We Collect

We may collect your name, email address, phone number, business details and financial information necessary to provide our accounting, tax and consulting services.

How We Use Your Information

Your data is used solely to provide and improve our services, communicate with you, fulfil legal obligations, and process payments. We do not sell or share your personal data with third parties for marketing purposes.

Your Rights

You have the right to access, correct, delete, or restrict the processing of your personal data. To exercise any of these rights, please contact us at info@apexwealth.uk.

Contact

If you have questions about this Privacy Policy, please contact us at info@apexwealth.uk or call +44 (0) 7565 881038.

Terms of Service

Please read these terms carefully before using our services.

General Terms

By engaging Apex Wealth for accounting, tax, or consulting services, you agree to these Terms of Service. We reserve the right to update these terms at any time.

Services

We provide small business accounting, limited company services, tax preparation, coaching, and consulting services. The scope and fees are defined in individual service agreements.

Payment Terms

Fees are payable monthly or as agreed. Late payments may incur additional charges. We reserve the right to suspend services for overdue accounts.

Limitation of Liability

While we exercise reasonable care, Apex Wealth is not liable for decisions made based on our advice. Clients are responsible for providing accurate and complete information.

Contact

For questions about these terms, contact us at info@apexwealth.uk or call +44 (0) 7565 881038.

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